One connected money ecosystem

Your money. Your way.

One app. One connected experience.

Send, receive, pay, track and manage your money with Silabi Pesa. Whether you are running everyday life or growing a business, Silabi connects every transaction.

Instant
Transfers between Silabi users
QR ready
Pay and get paid in person
One network
Pesa pays. Pay receives.

Silabi Pesa

Karibu, Marcos

Silabi wallet · @marcos

MR

Available balance

TZS 1,284,500

SendPayQR Scan

This month in

+ 940,000

This month out

- 612,300

Activity

AJ

Amina Juma

Received · 2 min ago

+ 120,000

MK

Mama Ntilie Kitchen

QR payment

- 8,500

LU

LUKU Tokens

Bill payment

- 30,000

Home
Pay
Scan
Activity
Goals
The Silabi ecosystem

One Silabi. Two powerful experiences.

Silabi Pesa acquires the customer. Silabi Pay acquires the merchant. Every payment strengthens the same network.

For individuals

Silabi Pesa

For your everyday money.

A personal wallet built to help you move money, make payments and stay close to your finances.

  • Send & receive money
  • Pay bills and services
  • Pay with QR
  • Track spending
  • Wallet & transaction history
  • Save toward personal goals
For businesses

Silabi Pay

Built for business.

Accept payments, manage collections and connect your business to the Silabi payment network.

  • Payment links
  • QR payments
  • Invoices & requests
  • Business collections
  • Reports and analytics
  • API integrations
Built for everyone

One rhythm of money, for every life.

From the last village on the road to the corner office — silabi works the same way for everyone who moves money.

Woman in a rural East African village paying with the silabi app on her phoneRemote village
Paying the local vendor without cash, network or queues.
Young woman on a suburban porch checking her silabi walletSuburban living
Bills, rent and savings goals from one clean home screen.
Two young friends splitting a bill on the silabi appNext generation
Split, send and request in seconds — no small change needed.
Corporate professional reviewing silabi Pay collections on a tabletBusiness & corporate
Collections, settlement and reporting on silabi Pay.
Send money

Send money. Stay connected.

Move money to people quickly and confidently from your Silabi Pesa wallet — no queues, no guessing.

  • Send to Silabi users instantly
  • Send to mobile wallets
  • Pay using a phone number or @username
  • Save frequent recipients
  • See transaction status in real time
  • Request money back with one tap

Silabi Pesa

Send money

Choose a recipient

MR
Search name, @username or number

Frequent

AJAmina
SMSaid
BKBaraka
NWNeema

Amount

TZS 250,000

To Amina Juma · @aminaj

FeeNo fee to Silabi users
123456789
Send money
Home
Pay
Scan
Activity
Goals
Pay your way

One app. More ways to pay.

Pay bills, services and merchants without switching between platforms or apps.

Scan & Pay

Scan any Silabi Pay QR code and confirm in seconds.

Pay a bill

Utilities, TV, water, LUKU and school fees in one place.

Merchant payments

Pay in-store or online at connected businesses.

Payment history

Every receipt kept, searchable and shareable.

Silabi Pesa

Scan & pay

Point at a Silabi Pay QR

MR

Merchant detected

Kariakoo Fresh Market

Accepting via Silabi Pay

Or pay

Pay a bill
Merchant
Payment link
Airtime
Home
Pay
Scan
Activity
Goals
Your money at a glance

See where your money goes.

Silabi Pesa turns your activity into a clear picture of your financial life — no spreadsheets required.

  • Income and expenses
  • Spending categories
  • Recent transactions
  • Monthly summaries
  • Complete payment history
  • Instant notifications

Silabi Pesa

Your money

August summary

MR

Spent

612,300

-12% vs July

Categories

Transport142,000
Food & market228,500
Bills & utilities121,800
Family transfers120,000
Home
Pay
Scan
Activity
Goals
Save with purpose

Every goal starts somewhere.

Create personal saving goals, automate contributions and follow your progress straight from Silabi Pesa.

🏠

Home

✈️

Travel

🎓

Education

🚗

Personal goals

Silabi Pesa

Savings goals

3 active goals

MR

Total saved

TZS 5,170,000

Auto-save every Friday · on track

🏠

New home deposit

3,400,000 of 8,000,000

42%
✈️

Zanzibar trip

620,000 of 900,000

69%
🎓

School fees

1,150,000 of 1,500,000

77%
+ Create a new goal
Home
Pay
Scan
Activity
Goals
Silabi Pay for business

Get paid. Stay connected. Grow.

Silabi Pay brings your payments together. Accept money from Silabi Pesa customers and other channels, then manage every transaction from one connected platform.

01

Pesa sends

Customers pay from the Silabi Pesa app.

02

Pay receives

Your business accepts across every channel.

03

Settlement follows

Funds settle to your nominated business account.

Ways to get paid

More ways for your customers to pay.

From a market stall to a national platform — the same network, scaled to how you trade.

01

Payment Links

Create a link and share it on WhatsApp, SMS or social.

02

QR Payments

Accept quick in-person payments with a printed or dynamic QR.

03

Payment Requests

Send a professional request and get notified when it is paid.

04

Invoices

Create, share and track invoices with clear payment status.

05

Business Collections

Receive payments through connected channels and agents.

06

Silabi API

Connect checkout, confirmations and webhooks to your systems.

The Silabi Pay dashboard

Your business, in one view.

Collections, transactions, customers, invoices and settlements — the bridge between the mobile Silabi Pesa experience and your business operations.

Silabi Pay · Dashboard

DigiStorm Retail Ltd

Live

Today's collections

TZS 18.4M

+14%

Transactions

2,481

+6%

Success rate

99.2%

stable

Pending payments

TZS 640K

12 items

Collections this month

Customer activity

Amina J.

QR · in store

+ 8,500

Baraka K.

Payment link

+ 145,000

Neema W.

Invoice #1042

+ 920,000

Said M.

Silabi Pesa

+ 32,000

Settlement history · next payout tomorrow 09:00

Silabi Pesa

Scan & pay

Point at a Silabi Pay QR

MR

Merchant detected

Kariakoo Fresh Market

Accepting via Silabi Pay

Or pay

Pay a bill
Merchant
Payment link
Airtime
Home
Pay
Scan
Activity
Goals
The connected Silabi ecosystem

More than an app. A connected ecosystem.

You pay with Pesa. They get paid with Pay. Every transaction runs across the same Silabi network.

Silabi

The connected money ecosystem

Silabi Pesa

Individuals · send, pay, save, track

Silabi Pay

Businesses · collect, invoice, settle

Silabi API

Developers · integrate and automate

Connected payments

Silabi network · payment rails · licensed banking partner

Silabi Pesa

Gives individuals a simple way to manage and move money every day.

Silabi Pay

Helps businesses receive, track and reconcile payments.

Silabi API

Connects the ecosystem to other digital products, platforms and services.

Silabi is a financial technology platform operated by DigiStorm (T) Limited, not a bank. Regulated banking services, where offered, are provided by licensed banking partners.

One network

You pay with Pesa. They get paid with Pay.

Built for both sides of every payment.

For the person paying

Silabi Pesa

Send money. Receive money. Pay businesses. Manage your everyday financial activity.

SendReceivePayTrack
PersonSilabi networkBusiness

For the business getting paid

Silabi Pay

Accept payments. Manage customers. Track transactions. Connect your business.

AcceptCollectManageGrow
Security

Your money deserves confidence.

Silabi is built with layered protection, transparent activity and regulated partners behind the scenes.

Protected

Secure access, device checks and transaction protection on every payment.

Instant

Real-time transaction activity and notifications the moment money moves.

In Your Control

Manage your account, limits and activity directly from the app.

Download Silabi Pesa

Start with one app. Connect to more.

Silabi Pesa is your everyday digital money experience — and your entry into the wider Silabi network of people, businesses and platforms.

Available soon on Android & iOS

silabiPesa

Your money. Your way.